Struggling with Endless Private Student Loans?
It’s time to cut that balance for good. I’ve helped clients slash their loans by up to 50%, and I can help you too.
Struggling with Endless Private Student Loans?
It’s time to cut that balance for good. I’ve helped clients slash their loans by up to 50%, and I can help you too.
The Reality
You’ve been paying on your private student loans for years—maybe since college. You’ve made every payment, tried refinancing, and even considered other options. But every time you check your balance, it’s the same frustrating story: you’ve barely made a dent.You’re not alone. Private student loans are designed to keep you stuck, with sky-high interest rates and no forgiveness options. Feeling trapped? I get it. Most borrowers come to me feeling exhausted, defeated, and wondering if there’s any way out. But there is a way out. And it’s time to take it.
Why You Can Trust Me
I’m Ken Abbas, a credit counselor and settlement expert who’s dedicated my career to helping borrowers like you. My personal experience with debt ignited my passion for finding real solutions to these challenges.
I’ve also teamed up with Andrew Weber, a private student loan consultant and trusted industry expert. Together, we’ve created proven strategies to settle private loans for less. Andrew’s reputation as a leader in Private Student Loan Negotiator and my hands-on experience mean you’re getting the best team in your corner.
Learn more about Andrew Weber and his groundbreaking work at mycreditcounselor.net.

What Makes Us Different?
I’m Ken Abbas, a debt counselor who’s spent years digging into how this industry works—literally from the inside. I started my career with one of the biggest debt collection agencies in the world. I’ve worked on cases across continents, understanding the ins and outs of the game, including all the rules that lenders hope you never learn. From there, I moved into debt settlement, working remotely for top U.S.-based law firms and debt relief companies. I’ve been behind the scenes negotiating settlements that save people thousands of dollars—cutting through the BS that most “agencies” feed you. No fluff, no false promises, just practical strategies that work. Now, with over 7 years of experience in the financial industry, I’ve helped countless clients reduce their private student loan balances by 40-50%. And I don’t stop until we get results.
What’s Included When You Work With Us?

Loan Assessment
A deep dive into your private loan terms to uncover the best opportunities for negotiation.

Negotiation Expertise
Proven methods to reduce your balance by as much as 50%, with me and Andrew Weber advocating on your behalf.

Hands-On Support
Advise on any calls, letters, or confusing information you’ll receive from your lender. This support can make a significant difference in navigating the process smoothly and with less stress.

Real-Time Updates
You’ll always know where we are in the process, and you’ll never feel left in the dark.

Your Peace of Mind
Finally break free from the weight of student loan debt.
Success Stories

Andrew and Ken were both a such a huge help in the super stressful process. They answered any questions my parents and I had, were extremely knowledgeable when it came to facts, and were so professional and calming through it all. If you on the fence, please give them a call and see what they can do for you. You will not regret it!


I was able to settle with Navient for a fraction of the total loan (29%) thanks to Andrew sharing his knowledge and insight. I appreciate the time he took to discuss everything with me and my cosigner. I always encourage others to reach out to him, both those I know personally and those who are experiencing similar levels of stress on various private student loan forums (e.g., reddit). If there is any doubt about what to do or if you feel you are at a loss with your private student loan, Andrew can definitely help.

Andrew helped our family negotiate a reasonable settlement and we are truly grateful. Andrew held our hands throughout the entire process and we always felt informed and confident that he was doing everything in his ability to get the best possible deal for us. I would wholeheartedly recommend Andrew and his services. If it wasn´t for him, our family would be drowing in these (predatory) loans forever. A huge thank you to Andrew and his team for all you did for us.

I am so happy that I found Andrew and decided to work with him! Dealing with student loans has always been a very emotional issue for me. In the past I’ve cycled between anger, despair, outrage, and then the overwhelming desire to just pretend that its not there at all. After almost 20 years of student loan anxiety and frustration, Andrew was able to show me a path out of student debt that saved me over $80,000!!! with a payoff timeline measured in months instead of decades.

From our first call, he patiently listened to my complicated financial mess and thoroughly answered my many questions. He has been incredibly knowledgeable and provided exceptional solutions, many of which I had no idea were even possible. We have been working together for a year now and he has always been professional, honest, and most importantly, delivered excellent results! I’m incredibly grateful to Andrew and his team for the excellent work they’ve done and I could not more highly recommend them!

My student loans felt like they were going to be with me until death. With Andrew’s help, we were able to settle for a fraction of the total debt. He’s very prompt, knowledgeable, and respectful. I was very impressed by how smooth the process went, if I’m being honest. The whole thing, start to finish, was smoother than a single call to SoFi customer service. I’d recommend his services to anyone!

Andrew was incredible in his expertise and guidance navigating my settling with Navient. In a situation that had felt so daunting, Andrew provided clarity and helped me settle my debt for a fraction of the total I owed. This student debt has felt like a dark cloud following me around for years, and I’m so grateful to Andrew for his kindness and work to help me resolve it!


I had a fantastic experience working with Andrew. He was incredibly professional, polite, and patient throughout the entire process. Andrew explained everything thoroughly and ensured that I understood all the details. I was particularly impressed with how promptly he kept me informed about any updates or changes to my account. His dedication to excellent customer service made a significant difference, and I highly recommend him. Thank you, Andrew, for your outstanding support!

After almost 20 years of my own private student loan Hell, I AM FREEEEEEEE!!! THEY ARE GONE, thanks to Andrew Weber!! Trying to pay my student loan creditors was the most bizarre, complicated, frustrating thing I've ever experienced. I've never in my life heard of a debt collector so determined to NOT take someone's money.

Andrew worked for MONTHS just to get ahold of these people, then try to negotiate, and in the end he was able to get me a 70% reduction in what I owed. If you have similar issues with your private student loans, check him out. He's super communicative, honest, and won't make false promises. He was straightforward and kept me informed every step of the way. Even after the debts were settled, he kept on the debt collectors until every last piece of paperwork was accounted for. I cannot recommend him highly enough.

This is an excellent solution for a very niche financial problem. With very few competent options available for private student loan help, this organization is on the cutting edge. This organization will be a blessing for anyone in need of student loan help who is fortunate enough to find out about MyCreditCounselor.

I have had private student loan debt since 2000. I have had no way to pay it off or get it settled. Because I have variable interest rates the balances just kept growing. Sallie Mae/Navient private loans especially. I finally found my solution here with Andrew. After dealing with private student loans for 23 years. I cannot recommend him enough. He is ethical and gets settlements done very efficiently. He is my first ever 5 star review. Thank you! Novayen Olson

5/5 stars. From the start of college I didn’t understand or know what I was doing when I got private student loans. One phone call with Andrew and he gave me more resources and helpful information (with plans on how to get rid of this extreme amount of private student loan debt) than I ever was given in my 4 years of school. Recommendation: don’t get private student loans. Another recommendation: if you do/did, then talk to Andrew for a realistic and good solution.

I would like to submit this review and give TOP NOTCH credit to Andrew Weber my credit counselor & negotiator! He has gone above and beyond helping me in my case. He is the BEST! His work speaks for itself! He works very hard and is dedicated to his clients. He CARES and is true to what he does. He's tactful, honest, follows through and communicates in a timely manner. No words can describe the gratitude I have for all of his hard work and dedication in my case. Please dont hesitate to contact him if you have the need for a credit/debt counselor/negotiator!!! Thanks Andrew👏🏽👏🏽👏🏽

I don’t usually write reviews but Andrew definitely deserves 5 stars!!!! He is caring, responsive, patient and knowledgeable. It’s a true blessing to have Andrew advocate and negotiate for your financial struggles. I am over the moon that I found him on YouTube. I was overwhelmed with $200K debt. Did not know how to manage my situation and care for my family.

I am so grateful to Andrew for navigating me through this process. My questions and concerns were addressed promptly. His explanations and expectations were always detailed and clear. Please do not hesitate to seek his help if you are considering debt settlement. He has definitely changed my life. I can’t thank him enough.
The Outcome
Imagine waking up without the stress of private student loans weighing you down. No more drowning in payments. No more dodging lender calls. Instead, you’re free—free to plan your future, save for what truly matters, and finally breathe again.
This is your chance to break the cycle. Let’s make it happen.
Why Wait? Take the First Step Today
- Step 1: Schedule a consultation with me today.
- Step 2: We’ll review your loan and craft a personalized settlement plan.
- Step 3: Watch your loan balance shrink—and your future open up.
Your debt doesn’t have to control you. Freedom is closer than you think.
Free Evaluation CallYou’ve paid enough. Let’s settle this for good.